Stephen Baucom
YOUR PENNSYLVANIA MORTGAGE SPECIALIST
NMLS# 145877
A Great Experience
"I had a fantastic experience with Stephen. He was easy to work with, professional, and was in constant communication with me through the entire process. My financial situation is very complicated and the property I was purchasing added another level of complications and yet Stephen was able to to get me to closing on time even with the many obstacles thrown at us. I would recommend him to anyone".
Shelby Ek of Allentown, PA
SERVICES
PURCHASE
FHA Loans
Conventional
USDA
Veteran's Affairs
96.5% Max Financing, 6% Max Seller Assist, Expanded Qualifying Ratios, No Income Limits, No Location Restrictions
97% Max Financing, more favorable Private Mortgage Insurance Terms, Common Sense Lending Terms
100% Max Financing, 6% Seller Assist, often times a buyer will need very little out of pocket to purchase
REFINANCE
100% Max Financing, 6% Seller Assist, must be identified on the USDA Eligibility Map
FHA Loans
Conventional
USDA
Veteran's Affairs
97.75% Max Financing, 80% on Cash-Out, Expanded Qualifying Ratios, No Income Limits, No Location Restrictions
95% Max Financing, 75% on Cash Out, Common Sense Lending Terms
Interest Rate Reduction Loans can be streamlined, 100% Max Financing
USDA refinance loans help buyers secure refinance options in rural America.
So many great clients.... normally I get referrals from fellow business associates or from previous clients. The relationship begins with me assessing the potential borrower's information and educating them on what their options are. Sometimes it takes a few months to qualify someone, other times people are ready to make an offer or lock a rate for a refinance.
In terms of being a mortgage banker, I'm 'no-nonsense' and very candid. I'm also knowledgeable and can often work well with others to create unique opportunities for my Borrowers. In most cases, the relationship grows into a friendship and that changes the work into a passion.
ABOUT STEPHEN
From the land of Springsteen and Sopranos—this highly energetic Loan Officer now hails from the Borough of Aspinwall with his two children, Daughter Ainsley who is 16 & Son Reilly who is 14. With 15 years in the “business” Stephen brings a problem solving & can-do approach. Stephen’s office is now in Robinson Township but would prefer to meet you at the local Irish Pub. Stephen has been working with Holland Mortgage Advisors and crushing the competition with rate, service, and over-all swagger.
FIND US
4640 Campbell's Run Road
Pittsburgh, PA 15205
Tel:484-788-1558
OPENING HOURS:
Mon - Fri: 7am - 10pm
Saturday: 10am-5pm
Sunday: by appointment